In 2020 I had decreased my exposure to P2P platforms by 90%. In 2021 investing in P2P is still like walking through a minefield, but stock market valuations seem a bit high and crypto is in another bubble for sure. So I’ve decided to get active in P2P again. Which platforms did I select?
Kristaps, I love your reviews and thoughts, but with this article it feel you've been "bought" by some platforms. Estateguru - not once you shown high risks about it, but now you say like "yea, just best place to invest". I saw so many many fake looking projects last year, that it blew my mind how many ppl could loose money one day. Same p2p model, again Estonian, EvoEstate - I saw a Lithuanian interview with one of the owners, and I found it such a huge fake, lying platform. But some people, I think, believes it, and it is sad. I quit EstateGuru, Mintos, Viainvest and others as I feel they are all just pyramid, and the losers will be the last ones. I left a bit just in Lithuanian "Paskolu klubas" a bit, as it is more under control of gov and docs are more clear. Again, in my personal opinion, one day after more P2Ps failures, this business model could be banned at all (like in China) or will have to transform to other models, and I don't want to be in queue of hopeless creditors. Now it's way too many risks to keep money there, at least you just gamble.
ExploreP2P reduced their overall score for Mogo from 72 to 53 (reasons see website). What are your thoughts on this? Not enough reason to stop investing in their loans?
Kristaps, I love your reviews and thoughts, but with this article it feel you've been "bought" by some platforms. Estateguru - not once you shown high risks about it, but now you say like "yea, just best place to invest". I saw so many many fake looking projects last year, that it blew my mind how many ppl could loose money one day. Same p2p model, again Estonian, EvoEstate - I saw a Lithuanian interview with one of the owners, and I found it such a huge fake, lying platform. But some people, I think, believes it, and it is sad. I quit EstateGuru, Mintos, Viainvest and others as I feel they are all just pyramid, and the losers will be the last ones. I left a bit just in Lithuanian "Paskolu klubas" a bit, as it is more under control of gov and docs are more clear. Again, in my personal opinion, one day after more P2Ps failures, this business model could be banned at all (like in China) or will have to transform to other models, and I don't want to be in queue of hopeless creditors. Now it's way too many risks to keep money there, at least you just gamble.
great job ! tks
Do you have any opinion on Robocash?
ExploreP2P reduced their overall score for Mogo from 72 to 53 (reasons see website). What are your thoughts on this? Not enough reason to stop investing in their loans?
Hi Kristaps, Whats your opinion about Moncera? I like to invest in Placet Loans , but i dont Known nothing about moncera.
What countries does Sun Finance provide group guarantee?