I am excited to announce the second version of P2P platform ratings - this time I used not only “feelings“ to assign colors, but also some questions to check, if platform is regulated, transparent, trustworthy and so on. All questions are divided in 2 parts:
Can you add Viventor, Swaper, Bondster, Peerberry, EstateGuru, Finbee and/or Robo.cash.
great job Kristaps Mors.
Although In my humble opinion ,Iuvo shouldn't be at the same level as Crowdestor and Crowdestate, as Iuvo doesn't get good rate in parts that are not critical unlike the high yield platforms.
Could you please do the same with, Peerberry, Viventor, Grupeer and Bondster? I am invested on these and I am planing to keep a small part of my crowdlending portfolio on these platforms
My suggestion is to check out Grupeer and Peerberry.
Very useful work, Kristaps, thank you! But you have a very tight sieve. Relentless evaluation :-)
nice work Im sharing on our local forum , what about the others p2p platforms like peerbery, viainvest , swaper .... not interested ? btw Jorgen approves ROFL
Viainvest, Lendermarket and Swaper please <3
You did a good job in the first posts you made to try and expose bad P2P platforms.
But I must say that now you start to do lists with not good enough reaserch and I dont know what your after since you also took out a creditcard loan to invest in P2P, that in it self shows lack of judgment in the world on investing. You are becomeing a person new lenders try to follow but if you have to ask them for pointers before creating lists and as I said, dont even have money to invest yourself so you take loans to get a profit of 50-75Euros how can you defend that?
Hope you find time for an update, I find this very insightful and useful!
Can you review Reinvest24 and Bulkestate?
Please review Moncera. I like your blog!
EstateGuru showed a fat -€533k loss for 2019. Quite worrying, to put it mildly...
If you have time, do please have a look at Trine. It would be great if they got a good rating and would perhaps encourage people to invest in a decidedly green crowdlending scheme!
What about Swaper and Adlrate.com?
i have zero actual info, just obvious questioning about Twino (and maybe Im wrong but): its known that they finance only their own LO, money keeps coming in and builds pressure for keeping rapid growth-for that you need to be more agressive to get more borrowers. Recently was Kazakhstan market open-and all new markets will be risky countries. Risk is in the fact that this is one owner business and Twino is tool of borrowing money for low interest for their other business with high interest loans. its not the concept of p2p, its one company borrowing money
for its business expansion. obviously, some quarter of loans are never paid back, but sharkloan % business earns enough to promise buyback guarantee. Yes, this could be unreasonable, its not a ponzi, but it can also be really beautiful house of cards. If loans are not paid back massively, who will guarantee buy back guarantees? Viainvest same model.
PeerBerry and Swaper. Please.
Your Blog is different ;)
I would like to ask about Lemon Way (https://www.lemonway.com/en/). Some P2P-companies use it. Is it really safe?